remove bank account from paypal

Are you trying to remove or unlink your bank account from your PayPal account? If so, this is the guide to read.

You may have stopped using or closed a bank account and therefore want to remove it from your PayPal account. This guide will guide you through this.

According to Statista, in quarter four of 2021, PayPal had 426 million active accounts on their platform.

We will show you how to remove your bank account on the PayPal website and mobile app as well!

Also, we cover any issues you may run in to during this guide at the bottom of the article.

Lets get right in to this!

How To Remove Bank Account From PayPal On A Computer

Firstly, we will show you how to unlink your bank account from PayPal on a desktop device, such as a laptop or your PC.

1. Navigate to the PayPal website

You will need to navigate to the PayPal website and log-in to your account.

2. Click on “Wallet” on PayPal

Once you have logged in to PayPal, you will be on your account overview.

Navigate to the PayPal header and you need to click on “Wallet”.

paypal header

Then, you will be taken to your Wallet on PayPal, which is where you can view all of the credit/debit cards and bank accounts which are linked to your account.

paypal wallet list desktop

3. Click on the bank account you want to remove

Next, you need to click on the bank account which you want to remove from your PayPal account.

When you click on a bank account, it will give you more in-depth information about it.

4. Click “Remove bank account”

Once you have clicked on the bank account and you can see the in-depth information about it, you need to navigate to the last option.

The last option will be “Remove bank account”. Now, you need to click on it.

remove bank account paypal desktop

Then, you will need to confirm your choice of wanting to remove the bank account.

Remember, if you change your mind, you can always add it again, so it’s possible to reverse the change.

So, click on “Remove this bank account” to confirm your choice.

remove this bank account paypal desktop

Now, your bank account will be removed from PayPal!

How To Remove Bank Account From The PayPal App

Here are the steps to remove a bank account from the PayPal app.

1. Open the PayPal app

Firstly, you need to download and open the PayPal app. It’s available on the iOS App Store and the Google Playstore.

2. Tap on “Wallet” at the bottom right of PayPal

Secondly, tap on the wallet button in the bottom right of PayPal.

paypal wallet button mobile

This will take you to the “Wallet” page and you will be able to see all of the cards you have connected to your account.

paypal wallet mobile

3. Tap on the bank account you want to remove from PayPal

Once you are on the wallet page in the PayPal app, you need to choose and tap the bank account you want to remove.

You may need to scroll down to view all of the bank accounts you have linked to your account.

When you click on a bank account, it will give you some extra information about it and the current status of it on PayPal.

4. Tap “Remove” to remove it from PayPal

Next, you need to go to the bottom of the bank account page, and click on “Remove” with the trash can icon.

If you are sure, tap on it.

remove button paypal mobile

Then, PayPal will ask for you to confirm your choice by clicking “Remove” again and they will also state:

Pending transactions will still be processed and automatic payments will be charged to another funding source after removing this bank account.

confirm removing paypal bank account mobile

Once you confirm your decision, your bank account will be removed from PayPal.

If you change your mind, you can easily add it again as well.

Why Won’t PayPal Let Me Remove My Bank Account

You may find PayPal isn’t letting you remove your bank account.

Here are some reasons why and some fixes for them:

IssueFix
Your PayPal account is limited.If your PayPal account has been limited, you will need to follow PayPal’s requests on what information they need.

Usually, PayPal will send you an email with the reason for the limitation was placed on your account and the documents you need to submit to them. You will also be able to view this in your inbox on the Paypal site.
Your bank account is being used in a transaction.You may be using your bank account in a transaction. So, you will need to wait a few days for the transaction to complete or, try and cancel it.

Then, try again to remove your card using the steps above this.

There are some common reasons why PayPal will not let you unlink your bank account.

If you are unsure of why PayPal aren’t letting you remove your bank account, then you can contact them via their phoneline or you can email them.

Final Words

Now, you have successfully removed your bank account from PayPal.

We hope you found this guide useful.

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